How does work Guide the Development of the Self Essay

In man’s existence today, various concepts exist which if learnt and adhered to, can change the very quality of life itself. This is admirably conveyed by Emerson in his essay on self reliance and also deduced from chapters seven and eleven of Thoreau’s book on Walden. In chapter seven, the author narrates the story of an impoverished farmer who toils on his farm from sunrise to sunset, while in chapter 11, Thoreau dwells on the qualities of the inner person. After reading these essays, one is convinced that the most important attribute in life is that which is gained from knowledge of our true being as intended by the creator. Beginning with Emerson’s work, self trust is shown to be the key to self reliance because man’s true nature is that which is within him. We are all individuals in the eyes of providence, each with our own place which we must learn to accept and respect. It is only when we exercise self trust in the abilities given to us, that we will be able to improve as human beings. The author goes on to say that when we cultivate a respect for ourselves, we reject that which is external and which we spend every waking moment looking for. What is important is not the acquisition of material wealth, but rather, internal spiritual wealth. It is only when we place our faith in GOD, who is the most trustworthy and sits in our heart, that we gain self trust. He then works through our hands and predominates our beings. When you are in conformity, this undercuts your self reliance because it scatters your forces, and the real you cannot be detected. You tend to do things as everybody does. It is therefore important to be your own individual and your uniqueness will be evident. Consistency, on the other hand, enslaves us to our pasts because we are constantly judging our present with 2 tandards from the past. We fear to be contradicted by our peers and are therefore less and less self reliant. Self reliance is evident from the bean field chapter of Thoreau because the farmer was rewarded for his hard work with a harvest of twelve bushels. He did not have the benefit of modern farm implements or labor, yet he loved his work and was rewarded for it. This is a demonstration of self reliance born out of necessity. Instead of discouragement at the prospect of toil, the farmer confronted the ordeal happily and with spiritual calm. Additionally, he gained much more than money. He earned the respect of his neighbors, confidence and experience from his work. John Fields is another impoverished farmer who has a wife and a family to feed. Unfortunately, he is in a situation where survival dictates that he works for a wage as someone’s employee. For this very reason, he cannot be self reliant. Additionally, in order to change his lifestyle, he faces the prospect of being unable to afford the necessities of everyday life, for example, tea, coffee, meat and clothes. He also seems unable to find the time to contemplate his spiritual wellbeing which may help him look at his life afresh. However, the concepts conveyed by Thoreau’s higher laws can prove invaluable to him. One of them is that, â€Å"Man flows to GOD when the channel of purity is open†. This means that Fields must seek GOD who will give him an inner calm. This will enable him to identify that for which he is best suited to do and treat himself with respect. Additionally, he will be able to find that which identifies him as an individual, thereby helping him to excel. The kind of wealth that is described in Emerson’s â€Å"wealth† essay is very foreign to John Field’s understanding. According to Emerson, wealth is the application of mind to nature. This requires that one draws a benefit from the labors of the greatest numbers of men, and also do what his creator intended him to do. Unfortunately, Fields is a laborer who is employed on a wage. He does not even understand the concept of business, let alone begin to fathom how he can employ others. Additionally, he may be in the wrong career and needs to re-evaluate it if he is to enjoy the fruits of a better lifestyle. When Frederick Douglas goes to the north, he discovers that work, unlike in the south, is done with pride and actually creates wealth without the need for slave labor. It also dawns on him that freedom of the mind is the perfect breeding ground for economic progress, which he sees in even former slaves. Additionally, with a free mind comes the possibility of improving the intellect through reading. The common thread running through these readings is that the mind and spirit come first before the body. Nature can only be conquered by the spirit and the best way to enrich the spirit is by accepting that GOD has a purpose for each and every one of us. He has given us individual qualities which we must strive to nurture. We must recognize these qualities and use them according to his will. If we do not see the advantage within our hearts, then we will, as individuals, continue to move in a crowd, and our uniqueness will not help us or humanity. Wealth is first and foremost, that of the heart and spirit.

Free Essays on Stability and Continuity

The Importance of Stability and Continuity Stability is important, because it helps to predict how an individual criminal behavior will be in the future based on what they have done in the past. Studies have shown that those individuals that have criminal records as adults, had behaviors as toddlers or teenagers that demonstrated that there would be problems in the future. The theory is that the past will predict the future based on how frequent these behavior patterns occurred and if those crimes committed decreased or increase in the seriousness of the crime. However, this becomes a tricky situation, because children are capable of change, but their behavior as children does play a major role in the criminal activities that they engage in as teenagers and adults. If a child is born into a family that has a criminal past are likely to have a criminal past themselves. Many believe this to be the case, because the child grows up within an environment of negative influences and as a result, they know nothing different and don’t have positive influences to encourage them to do better. If these issues of aggression that could and probably will lead to criminal behavior, are addressed at an early age, the better the chances of intervention. With the proper treatment and guidance as children, offenders could be law abiding citizens, instead of offenders. This is why stability is so important, since it is stability that will give the information necessary to determine the likelihood of a child of teenager becoming an offender. It would be these warning signs that would be used to determine the type of intervention to be used to prevent criminal activity. Children are vulnerable, because they aren’t able to make sense of what they are doing as being wrong, if they have seen individuals within their family and outside their family conduct criminal activity. Different issues play major parts in behavior especially when dealing with chil... Free Essays on Stability and Continuity Free Essays on Stability and Continuity The Importance of Stability and Continuity Stability is important, because it helps to predict how an individual criminal behavior will be in the future based on what they have done in the past. Studies have shown that those individuals that have criminal records as adults, had behaviors as toddlers or teenagers that demonstrated that there would be problems in the future. The theory is that the past will predict the future based on how frequent these behavior patterns occurred and if those crimes committed decreased or increase in the seriousness of the crime. However, this becomes a tricky situation, because children are capable of change, but their behavior as children does play a major role in the criminal activities that they engage in as teenagers and adults. If a child is born into a family that has a criminal past are likely to have a criminal past themselves. Many believe this to be the case, because the child grows up within an environment of negative influences and as a result, they know nothing different and don’t have positive influences to encourage them to do better. If these issues of aggression that could and probably will lead to criminal behavior, are addressed at an early age, the better the chances of intervention. With the proper treatment and guidance as children, offenders could be law abiding citizens, instead of offenders. This is why stability is so important, since it is stability that will give the information necessary to determine the likelihood of a child of teenager becoming an offender. It would be these warning signs that would be used to determine the type of intervention to be used to prevent criminal activity. Children are vulnerable, because they aren’t able to make sense of what they are doing as being wrong, if they have seen individuals within their family and outside their family conduct criminal activity. Different issues play major parts in behavior especially when dealing with chil...

How Electric Motors and Generators Work

How Electric Motors and Generators Work Electric vehicles rely exclusively on electric motors for propulsion, and hybrids use electric motors to assist their internal combustion engines for locomotion. But thats not all. These very motors can be, and are, used to generate electricity (through the process of regenerative braking) for charging these vehicles onboard batteries. The most common question is: How can that be ... how does that work? Most folks understand that a motor is powered by electricity to do work- they see it every day in their household appliances (​washing machines, vacuum cleaners, food processors). But the idea that a motor can run backward, actually generating electricity rather than consuming it seems almost like magic. But once the relationship between magnets and electricity (electromagnetism) and the concept of conservation of energy is understood, the mystery disappears. Electromagnetism Motor power and electricity generation begin with the property of electromagnetism- the physical relationship between a magnet and electricity. An electromagnet is a device that acts like a magnet, but its magnetic force is manifested and controlled by electricity. When wire made of conducting material (copper, for example) moves through a magnetic field, current is created in the wire (a rudimentary generator). Conversely, when electricity is passed through a wire that is wound around an iron core, and this core is in the presence of a magnetic field, it will move and twist (a very basic motor). Motor/Generators Motor/generators are really one device that can run in two opposite modes. Contrary to what folks sometimes think, that does not mean that the two modes of the motor/generator run backward from each other (that as a motor the device turns in one direction and as a generator, it turns the opposite direction). The shaft always spins the same way. The change of direction is in the flow of electricity. As a motor, it consumes electricity (flows in) to make mechanical power, and as a generator, it consumes mechanical power to produce electricity (flows out). Electromechanical Rotation Electric motor/generators are generally one of two types, either AC (Alternating Current) or DC (Direct Current) and those designations are indicative of the type of electricity that they consume and generate. Without getting into too much detail and clouding the issue, this is the difference: AC current changes direction (alternates) as it flows through a circuit. DC currents flow  uni-directionally (stays the same) as it goes through a circuit. The type of current utilized is concerned mostly with the cost of the unit and its efficiency (An AC motor/generator is generally more expensive, but is also much more efficient). Suffice it to say that most hybrids and many larger all-electric vehicles use AC motor/generators- so that is the type well focus on in this explanation. An AC Motor/Generator Consists of 4 Main Parts: A shaft-mounted wire wound armature (rotor)A field of magnets that induce electrical energy stacked side-by-side in a housing (stator)Slip rings that carry the AC current to/from the armatureBrushes that contact the slip rings and transfer current to/from the electrical circuit The AC Generator in Action The armature is driven by a mechanical source of power (for example, in commercial electric power production it would be a steam turbine). As this wound rotor spins, its wire coil passes over the permanent magnets in the stator and an electric current is created in the wires of the armature. But because each individual loop in the coil passes first the north pole then the south pole of each magnet sequentially as it rotates on its axis, the induced current continually, and rapidly, changes direction. Each change of direction is called a cycle, and it is measured in cycles-per-second or hertz (Hz). In the United States, the cycle rate is 60 Hz (60 times per second), while in most other developed parts of the world it is 50 Hz. Individual slip rings are fitted to each of the two ends of the rotors wire loop to provide a path for the current to leave the armature. Brushes (which are actually carbon contacts) ride against the slip rings and complete the path for the current into the circuit to which the generator is attached. The AC Motor in Action Motor action (supplying mechanical power) is, in essence, the reverse of generator action. Instead of spinning the armature to make electricity, current is fed by a circuit, through the brushes and slip rings and into the armature. This current flowing through the coil wound rotor (armature) turns it into an electromagnet. The permanent magnets in the stator repel this electromagnetic force causing the armature to spin. As long as electricity flows through the circuit, the motor will run.

4Firm Concentration Ratio Essay Example | Topics and Well Written Essays - 500 words

4Firm Concentration Ratio - Essay Example The reason is that the demand curve is higher than the average total cost curve. However, in the long run following this change in the demand, many firms will be attracted to the industry to capture the economic profit since there is free entry and exit and this causes the economic profit to disappear. The adjust process implies that the industry will continue to maintain the 30% CR because those who look for the economic profit have gone. Monopolistic competition operates only at a normal profit in the long run; therefore the industry will maintain monopolistic competition. Suppose the industry has 20 firms but the CR for the industry is 80% instead of 30%, this means that the largest four firms are controlling 80% of the total market sales. This type of industry is called oligopoly. In oligopoly, each of the oligopolies faces a downward sloping demand curve, decisions of one firm influence the decision of another and as such they watch each other keenly. Oligopolies do not change prices occasioned by minor adjustments in prices of raw materials, they only change when there are major changes in the general cost of production. In the long run prices do change. c) Products: products play important role in determining CR of an industry.

Exam Q 3 Essay Example | Topics and Well Written Essays - 750 words

Exam Q 3 - Essay Example These methods include SWOT analysis, Porter’s five forces, and balanced scorecard. The SWOT analysis is an evaluation method that can be used by a privately owned food manufacturing company to help in the identification and prioritization of both the internal and external impacts that affect it. Strengths and weaknesses show the internal factors that may affect a business while weaknesses and threats are external factors (Sun, 2012). The company will develop strategies to make use of its strengths and opportunities, and eliminate its weaknesses and threats. The company will prepare a list of these areas that will later be evaluated to determine the top contributing factors for all of them. The SWOT will help the company to be aware of all the factors that may affect strategic planning and  making decisions. Strengths and Weaknesses refer to the resources and experience that are available to the company. The company will be in a position to identify its financial resources (income and investments), physical resources (facilities and equipment), and human resources such as software systems (Sun, 2012). SWOT analysis helps the company identify the external forces that influence it. The external forces include economic trends, demographics, political stability, and economic regulations. The Porters Five Forces will help the company to identify where it powers lies in a given situation (Grants, 2012). The company will be able to understand the strength of its current competitive position, and the strength of a position it considers moving into. The analysis argues that there are five forces that decide competitive power in a situation. The five forces are (Grants, 2012): Supplier Power: The Company will evaluate how it is easy for suppliers to set prices. The price is directed by the number of vendors of all inputs, the exceptionality of their products, and the

3 global economics online reasarch questions Assignment

3 global economics online reasarch questions - Assignment Example It offers technical and knowledge assistance through policy analysis and research. There are some barriers to achieve this goal. Violence against women, child marriages, and early pregnancy are major barriers. Then poverty is also a major reason behind unequal education mainly at the secondary school level. Also, women are demoted to go for more conciliatory forms of employment like spending hours fetching water. Another barrier is lack of sanitation facilities in many schools which resist the girls to attend the schools. 3. The hearing signifies the important role Fed has played in facilitating maximum employment, stable inflation, and a well-grounded financial system. Specifically, the deepest recession of the past six years led by the financial crisis was intelligibly handled by Fed and the result is a stronger American economy in the today’s era with the boost in production, sales, and employment, and the price stability. Though, unemployment is still yet to drop down to its initial level and inflation is yet to rise up to the targeted level of 2 percent. Fed’s monetary policy has been effective to help it move towards these goals. The transparency of Fed to transmit its goal of 2-percent inflation has helped anchor the publics expectations of stable inflation in future. Fed has also overcome the weaknesses of our financial system of which resulted the worst ever crisis. Now the regulatory gaps are closed, capital requirements have been improved, and banks hold more capital and liqu id assets to reduce any potential threat of another financial crisis. However, there is still a long way to go and Fed is considering the goal of financial stability more earnestly as an important part of its monetary

How Do the Media Shape Public Attitude to Welfare Provision?

How Do the Media Shape Public Attitude to Welfare Provision? How do the media shape public attitudes to welfare provision? Research has shown that in previous spells of economic crisis that the public’s attitude to welfare provision grows more sympathetic (Taylor-Gooby, 2004, as cited in Clery, 2012: 2) and, therefore, during the current economic crisis within the UK, we would expect that this trend would continue. Clery (2012: 17), however, found that the public are more sceptical about the welfare system and that there is ‘less enthusiasm about public spending on all types of benefits and an increasing belief that the welfare system encourages dependence’. The media is widely cited as being a cause of this shift in public attitude to welfare provision. The ubiquitousness of the media gives potential to ‘educate, raise consciousness and shape public attitudes’ (Kinder, 1998 as cited in Bullock, 2001: 229) on issues, such as welfare, particularly when there is no personal experience or background knowledge of the issue. There are many news stories which highlight a high proportion of fraud within the welfare system, primarily focusing on single parents, unemployed and disabled. Benefit fraud has always been an issue but ‘there is very little evidence to suggest that fraud is a major problem.however, there is a widespread belief that the system is riddled with fraud’ (Spicker, 2011). Evidence from DWP (2014) suggests that official and claimant error is actually higher than benefit fraud within the UK (see Figure 1.1) and fraud by unemployed claiming Jobseekers allowance is at the lower end of the scale (Figure 1.2). Figure 1.1: Estimated percentage of expenditure overpaid due to fraud, claimant error and official error since 2005/06 Source: DWP Fraud and Error in the Benefit System: 2012/2013 (Great Britain) Figure 1.2: Which Benefit has the Most Fraud and Error Overpayment Source: DWP Fraud and Error in the Benefit System: 2012/2013 (Great Britain) Another frequent story within the British media is that of single mothers abusing the welfare system, thus labelling all single mothers and attaching a stigma of the ‘welfare queen who exploits the system to live a lavish lifestyle’ (Lipset, 1990, as cited in Bullock et al, 2001: 230). Wilthorn (1996, as cited Bullock et al, 2001: 234) demonstrated that welfare recipients are one of the most hated and stereotyped groups in contemporary society and a series on poverty by Parisi (1998, as cited in Clawson and Trice, 2000: 54) illustrated how the ‘media perpetuate stereotypes of the poor as lazy, sexually irresponsible and criminally deviant’. Larsen and Dejgaard (2013: 288) argue that such stereotypical images created by portrayal of welfare recipients in the media are difficult to remove and that they have a significant impact on the public determining whether they perceive claimants to be deserving or not. Stereotyping these groups ‘acts both as a justificatory device for categorical acceptance or rejection†¦to maintain simplicity in perception and in thinking’ according to Allport (1954; 1979: 192). Sotorovic (2000: 269) demonstrates, however, that journalists believe they accurately report on issues which are important and reflect the public’s point of view, however the opinion of Jones (2014: URL) contradicts this: ‘The Government and†¦the media have fed us a relentless, poisonous diet of â€Å"skivers† and â€Å"scroungers†, of the feckless and workshy hiding behind blinds, subsidised by you, the hard-working taxpayer, who have to get up in the morning and slog your guts out. It was the behaviour of those at the top of society which led to a surge in unemployment†¦ and hundreds of thousands driven to food banks in one of the richest countries on earth†¦. it is the behaviour of those at the bottom of society that has been scrutinised, poked, criticised, and demonised’. There are some claimants who take advantage of the system and live off the taxpayer, however the minority who do are thrown into the public’s eye through competitive truth-stretching headlines, selective reporting and pictures to provide ‘texture, drama and detailed images’ which illustrate the ‘taken for granted’ and the ‘goes without saying’ FIGURE 2: NEGATIVE VOCABULARY IN NEWSPAPER ARTICLES ON WORKING AGE BENEFITS: CONSISTENT TITLES, 1995-2011 Source: Turn2Us (2012: 41) (Clawson and Trice, 2000: 55), giving the perception that the UK has a culture of worklessness. The idea of ‘worklessness’ could be dispersed by the results of a survey conducted by the IFS on the UK benefit system where it was found that the majority of the welfare budget was paid to the elderly (42.3%), and only 2.57% paid to the unemployed (IFS, 2012: URL). Respondents in a poll carried out by the TUC wrongly believed that 41% of the welfare budget was paid to the unemployed (TUC, 2013: URL). There has been an increase in negative language used by the media over the past 10 years (Figure 2) with language referring to non-reciprocity/lack of effort escalating at the time of New Labour’s third term reforms and the Conservative’s ‘Broken Britain’ agenda. It could be argued that this marked a shift in the public discourse of welfare in the UK to an ‘essentially individualistic ethic of responsibility’ (Dean, 2004: 78). The negative language seen within media in the UK does not appear cross-nationally. Larsen and Dejgaard (2013) argue that this is due to institutional models of welfare and the UK’s move from a soft social democratic regime to a harsh liberal one which creates deservingness discussions in the media, often highlighting laziness as the cause of poverty which may be due to the liberal ideologies of individualism and responsibility. The study found that media within the contrasted Nordic social democratic countries tended to focus on welfare in a more positive light referring to the ‘deserving poor’, with no blame on the claimants. It would appear that the high levels of perceived undeservingness and the negativity towards the poor and welfare recipients may be due to the means-tested and non-contributory welfare system in the UK (Larsen, 2006, as cited in Larsen, 2013). Larsen (2013: 298) also suggested that political orientation may be reason for the negative depict ion within the media, particularly given the scandals surrounding the Murdoch Empire. At the time of the Conservative’s election manifesto, The Sun Newspaper publicly announced that they had lost faith in the Labour party and would support the Conservatives in the upcoming election (Brook and Wintour, 2009: URL) to fix the broken society which we live in. This support of one of the largest newspapers within the United Kingdom may have had a large impact on their reader’s opinion, shaping their belief that society was broken, and a change in government with subsequent welfare reform was required to make it better, rather than looking at the real broken Britain: the reasons for the economic crisis rather than focusing on the vulnerable, the reasons for high unemployment and the  £25b outstanding from wealthy tax dodgers. It leads to an argument whether the media should be able to publicly support any governmental party or whether they should remain impartial rather than inflict their political ideology onto the public. Liberal ideology and social class also had a strong influence in the reporting of two missing girls, Madeleine McCann and Shannon Matthews. Whilst both girls were around the same age, their different class backgrounds demonstrated media bias in the reporting of the two cases and there was belief amongst the media that Madeleine was worth more as she was from a middle class background and a substantially higher reward was offered for her safe return. On the other hand, Shannon’s disappearance was used as a political tool on ‘scroungers’ and ‘to fix broken Britain’ (Jones, 2012). The signs are that the media is and will become more dominated by the most privileged (The Sutton Trust, 2006) which will create further bias and inequality within the industry, therefore The National Union of Journalists need to toughen up, ensuring that journalists operate ethically and morally and not as they did in the Matthews case. The media has been the most widely cited cause of influencing public attitudes, it is however clear that there are other factors: ‘the image of claimants as social parasites was evident long before the press became a major factor influencing opinions; the rejection of the dependent poor goes much deeper’ (Spicker 1984, as cited in Turn2Us, 2012: 54). The media, policy and the public are interconnected and they can influence each other, however the media has the opportunity and the power to reach the widespread public through newspapers, television, social media etc. It stands that if the media continue to use their ideological-driven partisan reporting to fuel misconceptions rather than give facts, the era of welfare cuts and austerity will prolong with the eventual demise of the welfare state, as believed by almost 60% of voters in a survey by commissioned by Christian Think Tax, Theos (Press Association, 2014: URL). A healthy media would stand up to the powerful and we althy to change the myths and prejudices (Jones, 2014) and protect the vulnerable as the modern welfare state intended. Word count: 1478 References Allport, G W (1954/1979). ‘The Nature of Prejudice’. Cambridge, MA. Perseus Books. Brooke, S and Wintour, P (2009). ‘Sun turns its back on Labour after 12 years of support’, available at http://www.theguardian.com/media/2009/sep/30/sun-ditches-labour-for-tories [accessed 18 February 2014]. Bullock, H E (2001). Media Images of the Poor, Journal of Social Issues, 57(2): 229-246. Clawson, R A and Trice, R (2000). ‘Poverty as we know it: media portrayals of the poor’. The Public Opinion Quarterly, 64 (1): 53–64. Clery, E (2012). ‘Are tough times affecting attitudes to welfare?’, British Social Attitudes: the 29th report, available from http://www.bsa-29.natcen.ac.uk/downloads.spx [accessed 27 December 2013]. Dean, Hartley (2004). Popular discourse and the ethical deficiency of Third Way conceptions of citizenship. Citizenship studies, 8 (1). pp. 65-82. Department of Work and Pensions (2014). Fraud and Error in the Benefit System: 2012/13 Estimates (Great Britain), available at https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/271654/fraud-and-error-in-the-benefit-system-2012-13_estimates-160114.pdf [accessed 12 February 2014]. Institute of Fiscal Studies (2012). A Study of the UK Benefit System, available at http://www.ifs.org.uk/bns/bn13.pdf [accessed 16 February 2014]. Jones, O (2014). ‘Benefits Street: A Healthy media would stand up to the powerful and wealthy. Ours targets the poor and voiceless’, available at http://www.independent.co.uk/voices/comment/benefits-street-a-healthy-media-would-stand-up-to-the-powerful-and-wealthy-ours-targets-the-poor-and-voiceless-9046773.html [accessed 12 January 2014]. Jones, O (2014). ‘Owen Jones: My latest battle to stop the demonisation of people on benefits’, available at http://www.independent.co.uk/voices/comment/owen-jones-my-latest-battle-to-stop-the-demonising-of-people-on-benefits-9136123.html [accessed 18 February 2014]. Jones, O. (2012). ‘The strange case of Shannon Matthews’, Chapter 1 in Chavs. The demonization of the working class, London and New York: Verso. Larsen, C A and Dejgaard, T E (2013). ‘The institutional logic of images of the poor and welfare recipients: A comparative study of British, Swedish and Danish newspapers’, Journal of European Social Policy, 23(3): 287-299. Press Association (2014). ‘Voters gloomy on future of welfare’, available at http://money.uk.msn.com/news/voters-gloomy-on-future-of-welfare [accessed 20 February 2014]. Sotirovic, Mira (2000). Effects of Media Use on Audience Framing and Support for Welfare. Mass Communication and Society, 3(2-3): 269-296. Spicker, P (2011). ’How social security works: An introduction to Benefits in Britain’. Bristol, The Polity Press. The Sutton Trust (2006). ’The Educational Backgrounds of Leading Journalists’, available at http://www.suttontrust.com/public/documents/2Journalists-backgrounds-final-report.pdf [accessed 2 February 2014]. Trade Union Congress (2013). YouGov/TUC Survey Results: Welfare Poll, available at http://www.tuc.org.uk/sites/default/files/Welfarepoll_summaryresults.pdf [accessed 16 February 2014]. Turn2Us (2012), ‘Benefits Stigma in Britain’, available at http://www.turn2us.org.uk/pdf/Benefits%20stigma%20Draft%20report%20v9.pdf [accessed 27 December 2.014].